/************ GLOBAL**************/

/*VARIABLES & RESET */
:root {
  --primary-blue: #0f4c81;
  --secondary-blue: #01a9a1;
  --text-dark: #333333;
  --text-light: #ffffff;
  --bg-light: #f9f9f9;
  --glass-border: rgba(255, 255, 255, 0.2);
  --transition-speed: 0.3s;
  --brand-teal: #08A79F;
  --brand-teal-dark: #078D87;
  --navy: #071B4B;
  --text: #101A34;
  --card-border: #B8E1E5;
  --white: #FFFFFF;
  --teal: #08aaa8;
  --teal-dark: #004e4e;
  --blue: #0b4f91;
  --ink: #111827;
  --muted: #667085;
  --bg: #f4f6f6;
  --white: #ffffff;
  --border: #11aaa8;
  --shadow: 0 12px 35px rgba(0, 60, 65, 0.08);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: Arial, Helvetica, sans-serif;
  color: #111;
  background-color: #ffffff;
  line-height: 1.5;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

img {
  max-width: 100%;
  display: block;
}

button,
input {
  font-family: inherit;
}

.container {
  width: 90%;
  max-width: 1200px;
  margin: 0 auto;
}



/* =========================================================
  HEADER
========================================================= */

.navbar {
  position: sticky;
  top: 0;
  background-color: var(--text-light);
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 15px 5%;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  z-index: 1000;
}

.navbar__brand img {
  height: 65px;
}

/* Animated Hamburger Menu */
.navbar__toggle {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 24px;
  width: 30px;
  background: transparent;
  border: none;
  cursor: pointer;
  z-index: 1001;
}

.navbar__toggle-line {
  height: 3px;
  width: 100%;
  background-color: var(--primary-blue);
  border-radius: 3px;
  transition: all 0.8s ease;
}

.navbar__toggle--active .navbar__toggle-line:nth-child(1) {
  transform: translateY(10.5px) rotate(45deg);
}

.navbar__toggle--active .navbar__toggle-line:nth-child(2) {
  opacity: 0;
}

.navbar__toggle--active .navbar__toggle-line:nth-child(3) {
  transform: translateY(-10.5px) rotate(-45deg);
}

.navbar__menu {
  position: absolute;
  top: 100%;
  left: 0;
  width: 100%;
  background-color: var(--text-light);
  flex-direction: column;
  align-items: center;
  padding: 20px 0;
  box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
  transform: translateY(-200%);
  transition: transform 0.4s cubic-bezier(0.68, -0.55, 0.265, 1.55);
  display: flex;
}

.navbar__menu--open {
  transform: translateY(0);
}

.navbar__list {
  display: flex;
  flex-direction: column;
  gap: 20px;
  width: 100%;
  text-align: center;
  margin-bottom: 20px;
}

.navbar__link {
  font-weight: 600;
  padding: 10px;
}

.navbar__link--active {
  color: var(--primary-blue);
  border-bottom: 2px solid var(--secondary-blue);
}

.navbar__link:hover {
  background-color: #01a9a175;
  color: var(--primary-blue);
  border-radius: 5px;
}

.header-btn {
  background: linear-gradient(-45deg, #0f4c81, #01a9a1, #123158);
  color: white;
  text-decoration: none;
  padding: 7px 15px;
  border-radius: 7px;
  font-weight: bold;
  white-space: nowrap;
  transition: background-color 0.2s ease;
  background-size: 500% 500%;
  animation: gradientBG 3s ease infinite;
}

/* ==================================================================================
   -----------------------HOME-PAGE-------------------------
====================================================================================== */

/***               HERO               ***/

.hero {
  position: relative;

  width: 100%;

  min-height: 565px;

  overflow: hidden;

  background-color: #102c35;
}

/***    IMAGE 4, FULL BACKGROUND ***/

.hero-background {
  position: absolute;
  inset: -8px;
  background-image: url("assets/hero-background.jpeg");
  background-size: cover;
  background-position: center center;
  transform: scale(1.025);
  filter: blur(1px);
}

/*** DARK SHADE: This gives Image 4
 the darker appearance
seen in the prototype. */

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(0, 0, 0, 0.7) 0%,
      rgba(0, 0, 0, 0.6) 20%,
      rgba(0, 0, 0, 0.38) 42%,
      rgba(0, 0, 0, 0.18) 68%,
      rgba(0, 0, 0, 0.08) 100%);
}

/***   HERO CONTENT   ***/

.hero-content {
  position: relative;
  z-index: 2;
  min-height: 565px;
  display: flex;
  align-items: center;
}

/***    LEFT SIDE TEXT  ***/

.hero-copy {
  color: #ffffff;
  padding: 45px 0;
  width: 100%;
  max-width: 760px;
}

.hero h1 {
  font-size: clamp(45px, 5vw, 66px);

  line-height: 1.02;

  font-weight: 800;

  text-transform: capitalize;

  letter-spacing: 2px;

  margin-bottom: 24px;
}

.hero p {
  font-size: 17px;

  line-height: 1.45;

  max-width: 580px;

  margin-bottom: 30px;
}

/***   HERO BUTTONS  ***/

.hero-actions {
  display: flex;
  gap: 18px;
  align-items: center;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 12px 27px;
  border-radius: 30px;
  font-size: 17px;
  font-weight: 700;
  transition:
    transform 0.3s ease,
    background-color 0.3s ease,
    box-shadow 0.3s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

/* Apply Now */

.btn-primary {
  background: linear-gradient(135deg, #008f8a 0%, #08a79f 55%, #13a779 100%);

  color: #ffffff;

  box-shadow: 0 8px 20px rgba(0, 0, 0, 0.2);
}

.btn-primary:hover {
  background: linear-gradient(135deg, #007d79 0%, #079b95 55%, #10946d 100%);
}

.btn-primary span {
  margin-left: 9px;

  font-size: 24px;

  line-height: 1;
}

/***   GENERAL SECTIONS   ***/

.section {
  padding: 55px 0;
}

.section-heading {
  text-align: center;

  margin-bottom: 30px;
}

.section-heading h2 {
  font-size: 25px;

  font-weight: 800;

  line-height: 1.2;

  margin-bottom: 7px;
}

.section-heading p {
  font-size: 12px;

  color: #666;

  line-height: 1.35;
}

/***   LOAN SERVICES   ***/

.services-section {
  background: #f8fafb;
  padding: 58px 0 64px;
}

.services-heading {
  text-align: center;
  margin-bottom: 48px;
}

.services-heading h2 {
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
  font-weight: 800;
  letter-spacing: -1.5px;
  color: #111c30;
  margin-bottom: 16px;
}

.services-heading h2 span {
  color: #08a79f;
}

.services-heading p {
  max-width: 900px;
  margin: 0 auto;
  color: #596579;
  font-size: 17px;
  line-height: 1.55;
}

.loan-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 24px;
  max-width: 1240px;
  margin: 0 auto;
}

.loan-card {
  min-height: 500px;
  padding: 30px 28px 32px;
  background: #ffffff;
  color: #172238;
  border: 1px solid #e8eeee;
  border-radius: 16px;
  box-shadow: 0 10px 28px rgba(15, 42, 48, 0.08);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-align: left;
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
}

.loan-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 32px rgba(15, 42, 48, 0.12);
}

.loan-icon {
  width: 64px;
  height: 64px;
  margin-bottom: 28px;
  border-radius: 15px;
  background: #eefafa;
  border: 1px solid #d8f1ef;
  color: #08b8ae;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.loan-icon svg {
  width: 36px;
  height: 36px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.loan-card h3 {
  font-size: 20px;
  line-height: 1.2;
  font-weight: 800;
  color: #111c30;
  margin-bottom: 20px;
}

.loan-card h3::after {
  content: "";
  display: block;
  width: 38px;
  height: 3px;
  margin-top: 13px;
  border-radius: 4px;
  background: #08b8ae;
}

.loan-card p {
  font-size: 15px;
  line-height: 1.65;
  color: #596579;
  margin: 0;
}

@media (max-width: 1000px) {
  .loan-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .loan-card {
    min-height: 400px;
  }
}

@media (max-width: 720px) {
  .services-section {
    padding: 45px 0 50px;
  }

  .services-heading h2 {
    font-size: 34px;
  }

  .services-heading p {
    font-size: 14px;
  }

  .loan-grid {
    grid-template-columns: 1fr;
    max-width: 430px;
  }

  .loan-card {
    min-height: 0;
  }
}

/* =========================================================
   ELIGIBILITY SECTION
   ========================================================= */

.eligibility-section {
  width: 100%;
  padding: 42px 20px;
  overflow: hidden;

  background:
    radial-gradient(circle at 50% 56%,
      rgba(8, 167, 159, 0.09),
      transparent 34%),
    #ffffff;
}


/* HEADING   */

.eligibility-heading {
  width: min(820px, 100%);
  margin: 0 auto 18px;
  text-align: center;
}

.eligibility-heading h1 {
  color: var(--navy);
  font-size: clamp(42px, 4.8vw, 64px);
  line-height: 1.05;
  font-weight: 800;
  letter-spacing: -2px;
}

.eligibility-heading h1 span {
  color: var(--brand-teal);
}

.heading-line {
  width: 82px;
  height: 6px;
  margin: 11px auto 13px;
  border-radius: 999px;
  background: var(--brand-teal);
}

.eligibility-heading p {
  max-width: 760px;
  margin: 0 auto;

  color: #24304A;
  font-size: clamp(13px, 1.2vw, 17px);
  line-height: 1.5;
}


/* MAIN RADIAL LAYOUT   */

.eligibility-area {
  position: relative;

  width: min(950px, 100%);
  height: 735px;

  margin: 0 auto;
}


/*   CIRCULAR CARDS   */

.eligibility-card {
  position: absolute;
  z-index: 5;

  width: 255px;
  height: 255px;

  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;

  padding: 19px 22px;

  text-align: center;

  border: 1.8px solid var(--card-border);
  border-radius: 50%;

  background:
    radial-gradient(circle at 50% 30%,
      #ffffff 0%,
      #f6fcfc 58%,
      #eaf8f8 100%);

  box-shadow:
    0 14px 35px rgba(8, 167, 159, 0.07),
    inset 0 0 25px rgba(8, 167, 159, 0.025);

  transition:
    transform .3s ease,
    border-color .3s ease,
    box-shadow .3s ease;
}

.eligibility-card:hover {
  border-color: rgba(8, 167, 159, .65);
  box-shadow:
    0 20px 42px rgba(8, 167, 159, .13),
    inset 0 0 25px rgba(8, 167, 159, .04);
}


/* Card positions */

.age-card {
  top: 0;
  left: 50%;
  transform: translateX(-50%);
}

.age-card:hover {
  transform: translateX(-50%) translateY(-5px);
}

.financial-card {
  top: 158px;
  left: 0;
}

.identification-card {
  top: 158px;
  right: 0;
}

.income-card {
  top: 435px;
  left: 30px;
}

.residency-card {
  top: 435px;
  right: 30px;
}

.financial-card:hover,
.identification-card:hover,
.income-card:hover,
.residency-card:hover {
  transform: translateY(-5px);
}


/* ICON WRAPPER   */

.icon-wrap {
  width: 68px;
  height: 68px;
  flex: 0 0 68px;

  display: grid;
  place-items: center;

  margin-bottom: 8px;

  border-radius: 50%;

  background:
    linear-gradient(145deg,
      var(--brand-teal),
      #0786A1);

  box-shadow: 0 8px 18px rgba(8, 167, 159, .18);
}


/* AGE ICON  */

.age-icon {
  width: 50px;
  height: 50px;

  display: flex;
  align-items: center;
  justify-content: center;

  border: 3px solid #ffffff;
  outline: 2px solid rgba(255, 255, 255, .7);
  border-radius: 50%;

  color: #ffffff;
}

.age-icon strong {
  font-size: 21px;
  line-height: 1;
  font-weight: 800;
}

.age-icon small {
  font-size: 13px;
  line-height: 1;
  font-weight: 800;
}


/* DOCUMENT ICON  */

.document-icon {
  position: relative;
  width: 50px;
  height: 55px;
}

.paper {
  position: absolute;
  top: 2px;
  left: 6px;

  width: 35px;
  height: 47px;

  border-radius: 4px;
  background: #ffffff;
}

.paper::before {
  content: "";

  position: absolute;
  top: -6px;
  left: 11px;

  width: 13px;
  height: 9px;

  border-radius: 3px;
  background: #dce8ea;
}

.paper span {
  display: block;

  width: 22px;
  height: 3px;

  margin-left: 7px;
  margin-bottom: 6px;

  border-radius: 5px;
  background: #a7b8bd;
}

.paper span:first-child {
  margin-top: 14px;
}

.check {
  position: absolute;
  right: 0;
  bottom: 0;

  width: 24px;
  height: 24px;

  display: grid;
  place-items: center;

  border: 2px solid #ffffff;
  border-radius: 50%;

  background: #7bd332;
  color: #ffffff;

  font-size: 13px;
  font-weight: 800;
}


/*  IDENTIFICATION ICON  */

.id-icon {
  position: relative;

  width: 54px;
  height: 39px;

  border-radius: 5px;
  background: #ffffff;
}

.id-person {
  position: absolute;
  left: 8px;
  top: 7px;

  width: 15px;
  height: 15px;

  border-radius: 50%;
  background: var(--brand-teal);
}

.id-person::after {
  content: "";

  position: absolute;
  left: -4px;
  top: 15px;

  width: 23px;
  height: 11px;

  border-radius: 20px 20px 3px 3px;
  background: var(--brand-teal);
}

.id-lines {
  position: absolute;
  right: 6px;
  top: 9px;

  width: 21px;
}

.id-lines span {
  display: block;

  width: 100%;
  height: 3px;

  margin-bottom: 5px;

  border-radius: 5px;
  background: #a8b9bd;
}


/* INCOME ICON  */

.income-icon {
  position: relative;

  width: 55px;
  height: 55px;
}

.bar {
  position: absolute;
  bottom: 2px;

  width: 9px;

  border-radius: 2px 2px 0 0;
  background: #ffffff;
}

.bar-1 {
  left: 6px;
  height: 15px;
}

.bar-2 {
  left: 21px;
  height: 25px;
}

.bar-3 {
  left: 36px;
  height: 38px;
}

.growth-arrow {
  position: absolute;
  top: 2px;
  left: 0;

  color: #9be33f;

  font-size: 39px;
  line-height: 1;
  font-weight: 800;

  transform: rotate(-8deg);
}


/* LEGAL RESIDENCY ICON  */

.residency-icon {
  position: relative;

  width: 58px;
  height: 55px;
}

.house-roof {
  position: absolute;
  top: 7px;
  left: 10px;

  width: 38px;
  height: 38px;

  border-radius: 5px;
  background: #ffffff;

  transform: rotate(45deg);
}

.house-body {
  position: absolute;
  top: 24px;
  left: 12px;

  width: 35px;
  height: 27px;

  background: #ffffff;
}

.house-door {
  position: absolute;
  left: 13px;
  bottom: 0;

  width: 9px;
  height: 15px;

  background: var(--brand-teal-dark);
}

.house-window {
  position: absolute;
  top: 6px;
  right: 5px;

  width: 8px;
  height: 8px;

  background: var(--brand-teal);
}

.location-pin {
  position: absolute;
  right: 0;
  bottom: 0;

  width: 23px;
  height: 23px;

  display: grid;
  place-items: center;

  border: 2px solid #ffffff;
  border-radius: 50%;

  background: #7bd332;
  color: #ffffff;

  font-size: 12px;
  font-weight: 800;
}


/* CARD TEXT  */

.eligibility-card h2 {
  margin-bottom: 7px;

  color: var(--navy);

  font-size: 17px;
  line-height: 1.14;
  font-weight: 800;
}

.eligibility-card p {
  color: #17213B;

  font-size: 12.5px;
  line-height: 1.37;
}


/* CENTER IMAGE  */

.center-illustration {
  position: absolute;
  z-index: 6;

  left: 50%;
  top: 285px;

  width: 230px;
  height: 230px;

  transform: translateX(-50%);
}


/* Soft circular glow */
.center-circle {
  position: absolute;
  inset: 0;

  border-radius: 50%;

  background:
    radial-gradient(circle,
      rgba(8, 167, 159, .16) 0%,
      rgba(8, 167, 159, .065) 62%,
      rgba(8, 167, 159, 0) 72%);
}


/*
   The image frame is slightly smaller than the glow.
   This gives the arrows a clear target and keeps the
   person's full illustration visible.
*/

.image-frame {
  position: absolute;

  left: 50%;
  top: 50%;

  width: 205px;
  height: 205px;

  transform: translate(-50%, -50%);

  overflow: hidden;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 50%;

  background: #eaf8f8;

  border: 5px solid rgba(255, 255, 255, .92);

  box-shadow:
    0 12px 28px rgba(8, 167, 159, .10),
    0 0 0 1px rgba(8, 167, 159, .06);
}


/*
   CONTAIN is intentional:
   it keeps the complete thinking illustration
   from being awkwardly cropped.
*/

.thinking-image {
  display: block;

  width: 100%;
  height: 100%;

  object-fit: contain;
  object-position: center center;

  mix-blend-mode: multiply;
}


/* SVG ARROWS */

.eligibility-arrows {
  position: absolute;
  z-index: 4;

  inset: 0;

  width: 100%;
  height: 100%;

  overflow: visible;

  pointer-events: none;
}

.arrow-line {
  fill: none;

  stroke: var(--brand-teal);
  stroke-width: 3;

  stroke-linecap: round;
  stroke-linejoin: round;
}

.arrow-line+* {
  stroke: var(--brand-teal);
}

@media (max-width: 900px) {

  .eligibility-area {
    width: 700px;
  }

  .eligibility-card {
    width: 235px;
    height: 235px;
  }

  .financial-card {
    left: 0;
    top: 165px;
  }

  .identification-card {
    right: 0;
    top: 165px;
  }

  .income-card {
    left: 5px;
    top: 445px;
  }

  .residency-card {
    right: 5px;
    top: 445px;
  }

  .center-illustration {
    top: 295px;
    width: 220px;
    height: 220px;
  }

  .image-frame {
    width: 188px;
    height: 188px;
  }

  /*
       The desktop SVG coordinates are intentionally hidden
       at tablet width so arrows don't become misaligned.
    */
  .eligibility-arrows {
    display: none;
  }
}

@media (max-width: 700px) {

  .eligibility-section {
    padding: 38px 15px 60px;
  }

  .eligibility-heading h1 {
    font-size: 39px;
    letter-spacing: -1px;
  }

  .eligibility-heading p {
    font-size: 13.5px;
  }

  .eligibility-area {
    width: 100%;
    height: auto;

    display: flex;
    flex-direction: column;
    gap: 20px;
  }

  .eligibility-card {
    position: relative;

    top: auto !important;
    left: auto !important;
    right: auto !important;

    width: 285px;
    height: 285px;

    margin: 0 auto;

    transform: none !important;
  }

  .eligibility-card:hover {
    transform: translateY(-5px) !important;
  }

  .age-card {
    order: 1;
  }

  .financial-card {
    order: 2;
  }

  .identification-card {
    order: 3;
  }

  .center-illustration {
    display: none;
    /*
        position: relative;

        left: auto;
        top: auto;

        order: 4;

        width: 260px;
        height: 260px;

        margin: 5px auto;

        transform: none;*/
  }

  .image-frame {
    width: 220px;
    height: 220px;
  }

  .income-card {
    order: 5;
  }

  .residency-card {
    order: 6;
  }

  .eligibility-arrows {
    display: none;
  }
}

@media (max-width: 380px) {

  .eligibility-heading h1 {
    font-size: 34px;
  }

  .eligibility-card {
    width: 270px;
    height: 270px;
  }

  .eligibility-card p {
    font-size: 12px;
  }

  .center-illustration {
    width: 245px;
    height: 245px;
  }

  .image-frame {
    width: 205px;
    height: 205px;
  }
}


/*** HOW IT WORKS - AUTOMATIC LOAN PROCESS ***/

.process-section {
  background: #ffffff;
  padding: 78px 0 82px;
}

.process-heading {
  margin-bottom: 48px;
}

.process-eyebrow {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  color: #008f8a;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: 1.2px;
  margin-bottom: 12px;
}

.process-eyebrow span {
  width: 24px;
  height: 2px;
  background: #08a79f;
  display: inline-block;
}

.process-heading h2 {
  font-size: clamp(36px, 4.5vw, 54px);
  line-height: 1.08;
  font-weight: 800;
  color: #111c30;
  letter-spacing: -1.5px;
  margin-bottom: 12px;
}

.process-heading p {
  max-width: 760px;
  margin: 0 auto;
  color: #647184;
  font-size: 17px;
  line-height: 1.55;
}

.loan-process {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(420px, 0.98fr);
  gap: 54px;
  align-items: center;
  max-width: 1160px;
  margin: 0 auto;
}

.process-timeline {
  position: relative;
  padding: 2px 0;
}

.process-timeline::before {
  content: "";
  position: absolute;
  left: 29px;
  top: 36px;
  bottom: 36px;
  width: 3px;
  border-radius: 10px;
  background: #e2e8ed;
}

.process-step {
  position: relative;
  display: grid;
  grid-template-columns: 60px minmax(0, 1fr);
  gap: 20px;
  align-items: center;
  min-height: 112px;
  margin-bottom: 14px;
  padding: 16px 24px 16px 0;
  border-radius: 17px;
  background: transparent;
  transition:
    background-color 0.45s ease,
    transform 0.45s ease,
    box-shadow 0.45s ease;
}

.process-step:last-child {
  margin-bottom: 0;
}

.process-number {
  position: relative;
  z-index: 2;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  border: 2px solid #e1e7ec;
  background: #f7f9fb;
  color: #596579;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 21px;
  font-weight: 800;
  transition:
    background-color 0.45s ease,
    border-color 0.45s ease,
    color 0.45s ease,
    box-shadow 0.45s ease,
    transform 0.45s ease;
}

.process-step-content {
  min-width: 0;
}

.process-step h3 {
  color: #111c30;
  font-size: 20px;
  line-height: 1.2;
  font-weight: 800;
  margin-bottom: 7px;
  transition: color 0.45s ease;
}

.process-step p {
  color: #647184;
  font-size: 14px;
  line-height: 1.55;
  margin: 0;
  max-width: 520px;
}

.process-step.active {
  background: linear-gradient(105deg, #eefafa 0%, #f8fcfc 100%);
  box-shadow: 0 10px 26px rgba(15, 42, 48, 0.07);
  transform: translateX(5px);
}

.process-step.active .process-number {
  background: #08a79f;
  border-color: #08a79f;
  color: #ffffff;
  box-shadow: 0 0 0 9px rgba(8, 167, 159, 0.1);
  transform: scale(1.03);
}

.process-step.active h3 {
  color: #008f8a;
}

/* Animated progress segment behind the timeline */
.process-timeline::after {
  content: "";
  position: absolute;
  left: 29px;
  top: 36px;
  width: 3px;
  height: 0;
  border-radius: 10px;
  background: #08a79f;
  z-index: 1;
  transition: height 0.65s ease;
}

.process-timeline.step-1::after {
  height: 0;
}

.process-timeline.step-2::after {
  height: 125px;
}

.process-timeline.step-3::after {
  height: 251px;
}

.process-timeline.step-4::after {
  height: 377px;
}

/* Right-side image stage */
.process-visual {
  position: relative;
  width: 100%;
  aspect-ratio: 1 / 0.86;
  min-height: 390px;
  border-radius: 24px;
  overflow: hidden;
  background: linear-gradient(145deg, #edfafa, #f8fbfb);
  box-shadow: 0 18px 42px rgba(15, 42, 48, 0.1);
}

.process-image {
  position: absolute;
  inset: 0;
  opacity: 0;
  visibility: hidden;
  transform: scale(1.025);
  transition:
    opacity 0.65s ease,
    transform 0.9s ease,
    visibility 0.65s ease;
}

.process-image.active {
  opacity: 1;
  visibility: visible;
  transform: scale(1);
}

.process-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* A subtle visual cue that the process is automatic */
.process-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(180deg,
      rgba(255, 255, 255, 0.04),
      rgba(8, 167, 159, 0.05));
}

/***  PROCESS RESPONSIVE  ***/

@media (max-width: 1000px) {
  .loan-process {
    grid-template-columns: 1fr;
    gap: 35px;
    max-width: 760px;
  }

  .process-visual {
    min-height: 440px;
    max-width: 680px;
    margin: 0 auto;
    order: -1;
  }

  .process-step {
    padding-right: 12px;
  }
}

@media (max-width: 720px) {
  .process-section {
    padding: 55px 0 60px;
  }

  .process-heading {
    margin-bottom: 34px;
  }

  .process-eyebrow {
    font-size: 12px;
  }

  .process-heading h2 {
    font-size: 34px;
    letter-spacing: -0.8px;
  }

  .process-heading p {
    font-size: 14px;
  }

  .loan-process {
    gap: 28px;
  }

  .process-visual {
    min-height: 300px;
    aspect-ratio: 1 / 0.82;
    border-radius: 18px;
  }

  .process-timeline::before,
  .process-timeline::after {
    left: 24px;
  }

  .process-timeline.step-2::after {
    height: 118px;
  }

  .process-timeline.step-3::after {
    height: 236px;
  }

  .process-timeline.step-4::after {
    height: 354px;
  }

  .process-step {
    grid-template-columns: 50px minmax(0, 1fr);
    gap: 15px;
    min-height: 105px;
    padding: 12px 5px 12px 0;
  }

  .process-number {
    width: 50px;
    height: 50px;
    font-size: 18px;
  }

  .process-step h3 {
    font-size: 17px;
  }

  .process-step p {
    font-size: 12px;
  }

  .process-step.active {
    transform: translateX(2px);
  }
}

/***   WHY CHOOSE US   ***/

.why-section {
  background: #f3f9f8;
  padding: 72px 0 82px;
}

.why-heading {
  margin-bottom: 48px;
}

.why-heading h2 {
  font-size: clamp(34px, 4vw, 50px);
  color: #111c30;
  letter-spacing: -1.5px;
  line-height: 1.1;
}

/*
   WHY CHOOSE US LAYOUT
   Desktop:
   Quick Approval | Flexible Repayment |
   Few Documentation
   Human Support  | Secure & Transparent
*/
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  max-width: 1180px;
  margin: 0 auto;
}

.benefit-card {
  min-height: 290px;
  padding: 32px 36px;
  background: #ffffff;
  border: 1px solid #e5eeee;
  border-radius: 16px;
  color: #111c30;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  text-align: left;
  box-shadow: 0 12px 28px rgba(15, 42, 48, 0.09);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
}

.benefit-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 36px rgba(15, 42, 48, 0.14);
}

.benefit-icon {
  width: 78px;
  height: 78px;
  margin-bottom: 24px;
  border-radius: 16px;
  background: linear-gradient(145deg, #08b8ae, #07988f);
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 7px 16px rgba(8, 167, 159, 0.14);
}

.benefit-icon svg {
  width: 48px;
  height: 48px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2.6;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.benefit-content {
  width: 100%;
  max-width: 330px;
}

.benefit-card h3 {
  font-size: 20px;
  font-weight: 800;
  line-height: 1.25;
  color: #111c30;
  margin-bottom: 14px;
}

.benefit-card h3::after {
  content: "";
  display: block;
  width: 38px;
  height: 3px;
  margin-top: 13px;
  border-radius: 4px;
  background: #08a79f;
}

.benefit-card p {
  font-size: 15px;
  line-height: 1.6;
  color: #596579;
  margin: 0;
}

/*
   Explicitly keep cards 4 and 5 
   under columns 1 and 2.
   They are NOT centered.
*/
@media (min-width: 1001px) {
  .benefits-grid .benefit-card:nth-child(4) {
    grid-column: 1;
  }

  .benefits-grid .benefit-card:nth-child(5) {
    grid-column: 2;
  }
}

/***    WHY CHOOSE US - RESPONSIVE   ***/

@media (max-width: 1000px) {
  .why-section {
    padding: 60px 0 70px;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    max-width: 760px;
  }

  .benefit-card {
    min-height: 280px;
  }
}

@media (max-width: 720px) {
  .why-section {
    padding: 52px 0 60px;
  }

  .why-heading {
    margin-bottom: 32px;
  }

  .why-heading h2 {
    font-size: 34px;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
    max-width: 390px;
    gap: 20px;
  }

  .benefit-card {
    min-height: 255px;
    padding: 28px 30px;
  }

  .benefit-icon {
    width: 68px;
    height: 68px;
    margin-bottom: 20px;
    border-radius: 14px;
  }

  .benefit-icon svg {
    width: 42px;
    height: 42px;
  }

  .benefit-card h3 {
    font-size: 18px;
  }

  .benefit-card p {
    font-size: 13px;
  }
}

/***     TESTIMONIALS - HORIZONTAL AUTO FLOW    ***/

.testimonials-section {
  position: relative;
  padding: 70px 0 76px;
  background: #f6faf9;
  overflow: hidden;
}

.testimonials-heading {
  text-align: center;
  margin-bottom: 42px;
}

.testimonials-accent {
  height: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 15px;
  margin-bottom: 22px;
}

.testimonials-accent span {
  width: 52px;
  height: 4px;
  border-radius: 999px;
  background: #08a79f;
}

.testimonials-accent i {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #08a79f;
}

.testimonials-heading h2 {
  color: #071a36;
  font-size: clamp(42px, 5vw, 68px);
  line-height: 1.04;
  font-weight: 800;
  letter-spacing: -2.4px;
  margin-bottom: 18px;
}

.testimonials-heading p {
  color: #536078;
  font-size: 19px;
  line-height: 1.55;
  margin: 0 auto;
}

/***   HORIZONTAL CAROUSEL   ***/

.testimonial-carousel {
  position: relative;
  width: 100%;
  overflow: hidden;
  padding: 8px 0 5px;
}

.testimonial-track {
  display: flex;
  align-items: stretch;
  gap: 24px;
  width: max-content;
  transition: transform 0.75s cubic-bezier(0.22, 0.61, 0.36, 1);
  will-change: transform;
}

.testimonial-card {
  position: relative;
  flex: 0 0 min(650px, 76vw);
  min-height: 450px;
  padding: 38px 42px 32px;
  background: #ffffff;
  border: 1px solid rgba(225, 235, 234, 0.8);
  border-radius: 24px;
  box-shadow: 0 12px 34px rgba(31, 68, 72, 0.09);
  cursor: pointer;
  overflow: hidden;
  outline: none;
  opacity: 0.55;
  transform: scale(0.93);
  transition:
    opacity 0.55s ease,
    transform 0.55s ease,
    box-shadow 0.55s ease;
}

.testimonial-card.is-active {
  opacity: 1;
  transform: scale(1);
  box-shadow: 0 18px 44px rgba(31, 68, 72, 0.13);
}

.testimonial-card:hover,
.testimonial-card:focus-visible {
  box-shadow: 0 24px 52px rgba(31, 68, 72, 0.17);
}

.testimonial-quote-mark {
  position: relative;
  z-index: 1;
  height: 66px;
  color: #08a79f;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 92px;
  line-height: 0.75;
  font-weight: 800;
}

.testimonial-body {
  position: relative;
  z-index: 1;
  padding: 0;
  background: transparent;
  color: #071a36;
  text-align: left;
}

.testimonial-short-quote {
  min-height: 205px;
  margin: 0;
  color: #071a36;
  font-size: 20px;
  line-height: 1.7;
  font-weight: 500;
}

.testimonial-divider {
  width: 100%;
  height: 1px;
  margin: 20px 0 22px;
  background: #e1e9e8;
}

.testimonial-person {
  display: flex;
  align-items: center;
  gap: 18px;
}


.testimonial-person>div:nth-child(2) {
  min-width: 0;
}

.testimonial-person h3 {
  margin: 0 0 5px;
  color: #071a36;
  font-size: 23px;
  line-height: 1.15;
  font-weight: 800;
}

.testimonial-person p {
  margin: 0;
  color: #536078;
  font-size: 16px;
  line-height: 1.35;
}

/***    CAROUSEL CONTROLS   ***/

.testimonial-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-top: 26px;
}

.testimonial-arrow {
  width: 42px;
  height: 42px;
  border: 1px solid #d7e4e2;
  border-radius: 50%;
  background: #ffffff;
  color: #071a36;
  font-size: 18px;
  cursor: pointer;
  transition: 0.25s ease;
}

.testimonial-arrow:hover:not(:disabled),
.testimonial-arrow:focus-visible:not(:disabled) {
  background: #08a79f;
  border-color: #08a79f;
  color: #ffffff;
  transform: translateY(-2px);
  outline: none;
}

.testimonial-arrow:disabled {
  opacity: 0.35;
  cursor: default;
}

.testimonial-dots {
  display: flex;
  align-items: center;
  gap: 8px;
}

.testimonial-dot {
  width: 8px;
  height: 8px;
  padding: 0;
  border: 0;
  border-radius: 50%;
  background: #cbdad8;
  cursor: pointer;
  transition:
    width 0.3s ease,
    background-color 0.3s ease;
}

.testimonial-dot.active {
  width: 26px;
  border-radius: 999px;
  background: #08a79f;
}

/***     TESTIMONIAL MODAL   ***/

body.modal-open {
  overflow: hidden;
}

.testimonial-modal {
  position: fixed;
  inset: 0;
  z-index: 3000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition:
    opacity 0.3s ease,
    visibility 0.3s ease;
}

.testimonial-modal.show {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.testimonial-modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(7, 24, 31, 0.72);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
}

.testimonial-modal-panel {
  position: relative;
  z-index: 1;
  width: min(650px, 100%);
  max-height: 90vh;
  overflow-y: auto;
  padding: 46px 54px 42px;
  border-radius: 28px;
  background: #ffffff;
  box-shadow: 0 30px 90px rgba(0, 0, 0, 0.3);
  text-align: center;
  transform: translateY(25px) scale(0.96);
  transition: transform 0.35s ease;
}

.testimonial-modal.show .testimonial-modal-panel {
  transform: translateY(0) scale(1);
}

.testimonial-modal-close {
  position: absolute;
  top: 18px;
  right: 20px;
  width: 42px;
  height: 42px;
  border: 1px solid #dfe8e7;
  border-radius: 50%;
  background: #ffffff;
  color: #111c30;
  font-size: 28px;
  line-height: 1;
  cursor: pointer;
  transition: 0.25s ease;
}

.testimonial-modal-close:hover,
.testimonial-modal-close:focus-visible {
  background: #08a79f;
  color: #ffffff;
  outline: none;
}

.modal-quote-mark {
  color: #08a79f;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 90px;
  line-height: 0.65;
  height: 62px;
}

.modal-avatar {
  width: 90px;
  height: 90px;
  margin: 10px auto 20px;
  border-radius: 50%;
  overflow: hidden;
}

.modal-avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.modal-label {
  margin: 0 0 7px;
  color: #08a79f;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 2px;
}

.testimonial-modal-panel h2 {
  margin: 0;
  color: #111c30;
  font-size: 30px;
}

.modal-role {
  margin: 5px 0 0;
  color: #647184;
  font-size: 14px;
}

.modal-divider {
  width: 56px;
  height: 3px;
  margin: 22px auto 25px;
  border-radius: 999px;
  background: #08a79f;
}

.modal-quote {
  margin: 0 auto;
  max-width: 520px;
  color: #111c30;
  font-size: 20px;
  line-height: 1.75;
}

.modal-action {
  margin-top: 30px;
  min-height: 46px;
  padding: 10px 24px;
  border: 0;
  border-radius: 24px;
  background: #08a79f;
  color: #ffffff;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
}

/***     TESTIMONIAL RESPONSIVE   ***/

@media (max-width: 720px) {
  .testimonials-section {
    padding: 52px 0 60px;
  }

  .testimonials-heading {
    margin-bottom: 28px;
  }

  .testimonials-heading h2 {
    font-size: 40px;
    letter-spacing: -1px;
  }

  .testimonials-heading p {
    font-size: 15px;
  }

  .testimonial-track {
    gap: 14px;
  }

  .testimonial-card {
    flex-basis: 84vw;
    min-height: 410px;
    padding: 32px 26px 28px;
    border-radius: 20px;
  }

  .testimonial-quote-mark {
    font-size: 76px;
    height: 55px;
  }

  .testimonial-short-quote {
    min-height: 190px;
    font-size: 16px;
    line-height: 1.65;
  }

  .testimonial-person {
    gap: 13px;
  }

  .avatar {
    width: 68px;
    height: 68px;
    min-width: 68px;
  }

  .testimonial-person h3 {
    font-size: 19px;
  }

  .testimonial-person p {
    font-size: 13px;
  }

  .testimonial-controls {
    margin-top: 20px;
  }

  .testimonial-modal {
    padding: 14px;
  }

  .testimonial-modal-panel {
    padding: 40px 24px 30px;
    border-radius: 22px;
  }

  .modal-quote {
    font-size: 17px;
  }
}

/***     CALL TO ACTION - FINANCIAL GOALS    ***/

.cta-section {
  width: 100%;
  padding: 20px 0 72px;
  background: #ffffff;
}

.cta-box {
  position: relative;
  min-height: 390px;
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(470px, 0.98fr);
  align-items: stretch;
  overflow: hidden;
  border-radius: 28px;
  background: linear-gradient(108deg, #075b5c 0%, #086b6c 43%, #08a6a2 100%);
  color: #ffffff;
  box-shadow: 0 22px 48px rgba(7, 77, 77, 0.18);
}

.cta-copy {
  position: relative;
  z-index: 4;
  align-self: center;
  max-width: 660px;
  padding: 54px 30px 54px 62px;
}

.cta-eyebrow {
  display: flex;
  align-items: center;
  margin: 0 0 20px;
  color: #ffffff;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1.8px;
}

.cta-eyebrow::before {
  content: "";
  width: 28px;
  height: 2px;
  margin-right: 10px;
  border-radius: 999px;
  background: #1bd2c5;
}

.cta-box h2 {
  margin: 0;
  color: #ffffff;
  font-size: clamp(42px, 4.4vw, 60px);
  line-height: 1.04;
  font-weight: 800;
  letter-spacing: -2px;
}

.cta-box h2 span {
  display: block;
  color: #ffffff;
}

.cta-description {
  max-width: 590px;
  margin: 23px 0 30px;
  color: rgba(255, 255, 255, 0.92);
  font-size: 17px;
  line-height: 1.58;
}

.cta-button {
  min-height: 54px;
  padding: 12px 20px 12px 25px;
  border: 0;
  border-radius: 11px;
  background: #ffffff;
  color: #064e67;
  box-shadow: 0 12px 25px rgba(0, 0, 0, 0.13);
}

.cta-button:hover {
  background: #f5ffff;
  color: #064e67;
  transform: translateY(-3px);
}

.cta-button span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  margin-left: 12px;
  border: 1px solid #12aaa5;
  border-radius: 50%;
  color: #0a9995;
  font-size: 18px;
  line-height: 1;
}

/***     CTA DOCUMENT VISUAL   ***/

.cta-documents {
  position: relative;
  align-self: stretch;
  min-height: 390px;
  overflow: hidden;
}

.cta-documents::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 72% 52%,
      rgba(255, 255, 255, 0.12),
      transparent 48%);
  pointer-events: none;
}

.cta-grid-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.2;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.3) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.3) 1px, transparent 1px);
  background-size: 80px 80px;
}

.cta-document {
  position: absolute;
  z-index: 2;
  width: 270px;
  height: 365px;
  padding: 25px 22px;
  overflow: hidden;
  border-radius: 14px;
  background: #ffffff;
  box-shadow: 0 20px 42px rgba(0, 0, 0, 0.22);
}

.cta-document img {
  width: 112px;
  height: 56px;
  margin-bottom: 28px;
  object-fit: contain;
  object-position: left top;
}

.cta-document-back {
  left: 11%;
  top: 54px;
  transform: rotate(-15deg);
}

.cta-document-front {
  right: 0;
  top: 10px;
  transform: rotate(14deg);
}

.document-title-line {
  width: 78%;
  height: 9px;
  margin-bottom: 18px;
  border-radius: 3px;
  background: #eef2f3;
}

.document-lines {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.document-lines span {
  display: block;
  height: 9px;
  border-radius: 3px;
  background: #f0f3f4;
}

.document-lines span:nth-child(1) {
  width: 88%;
}

.document-lines span:nth-child(2) {
  width: 75%;
}

.document-lines span:nth-child(3) {
  width: 92%;
}

.document-lines span:nth-child(4) {
  width: 68%;
}

.document-lines span:nth-child(5) {
  width: 83%;
}

/***   CTA RESPONSIVE   ***/

@media (max-width: 1000px) {
  .cta-box {
    grid-template-columns: 1fr;
    min-height: 0;
  }

  .cta-copy {
    max-width: 760px;
    padding: 48px 45px 30px;
  }

  .cta-documents {
    min-height: 330px;
  }

  .cta-document-back {
    left: 29%;
  }

  .cta-document-front {
    right: 18%;
  }
}

@media (max-width: 720px) {
  .cta-section {
    padding: 12px 0 52px;
  }

  .cta-box {
    border-radius: 22px;
  }

  .cta-copy {
    padding: 38px 27px 25px;
  }

  .cta-eyebrow {
    margin-bottom: 15px;
    font-size: 10px;
    letter-spacing: 1.3px;
  }

  .cta-box h2 {
    font-size: 36px;
    letter-spacing: -1px;
  }

  .cta-description {
    font-size: 14px;
    line-height: 1.5;
    margin: 17px 0 23px;
  }

  .cta-button {
    min-height: 49px;
    font-size: 14px;
  }

  .cta-documents {
    min-height: 270px;
  }

  .cta-document {
    width: 180px;
    height: 250px;
    padding: 17px 15px;
    border-radius: 10px;
  }

  .cta-document img {
    width: 78px;
    height: 40px;
    margin-bottom: 17px;
  }

  .cta-document-back {
    left: 18%;
    top: 34px;
  }

  .cta-document-front {
    right: 5%;
    top: 9px;
  }

  .document-lines {
    gap: 7px;
  }

  .document-lines span {
    height: 5px;
  }

  .document-title-line {
    height: 5px;
    margin-bottom: 12px;
  }

  .cta-grid-pattern {
    background-size: 55px 55px;
  }
}

@media (max-width: 450px) {
  .cta-box h2 {
    font-size: 31px;
  }

  .cta-copy {
    padding-left: 22px;
    padding-right: 22px;
  }

  .cta-documents {
    min-height: 225px;
  }

  .cta-document {
    width: 150px;
    height: 215px;
  }

  .cta-document-back {
    left: 11%;
  }

  .cta-document-front {
    right: 2%;
  }
}

/***   TABLET   ***/

@media (max-width: 1000px) {
  .container {
    width: 92%;
  }

  .main-nav {
    gap: 25px;
  }

  .main-nav a {
    font-size: 14px;
  }

  .hero-content {
    min-height: 565px;
  }

  .hero h1 {
    font-size: 48px;
  }

  .hero p {
    font-size: 14px;
  }

  .loan-card {
    padding-left: 45px;

    padding-right: 45px;
  }

  /*
    .footer-grid {
        gap: 25px;
    }*/
}

/***   MOBILE   ***/

@media (max-width: 720px) {
  /* HERO */

  .hero-content {
    display: flex;

    flex-direction: column;

    align-items: stretch;

    padding-top: 50px;

    padding-bottom: 50px;
  }

  .hero-copy {
    padding: 0;
  }

  .hero h1 {
    font-size: 40px;
  }

  .hero p {
    font-size: 13px;
  }

  .desktop-only {
    display: none;
  }

  .hero-actions {
    flex-direction: row;

    flex-wrap: wrap;

    gap: 12px;
  }

  .btn {
    font-size: 13px;

    min-height: 46px;

    padding: 10px 20px;
  }

  /* SECTIONS */

  .section {
    padding: 42px 0;
  }

  .section-heading h2 {
    font-size: 22px;
  }

  /* LOAN CARDS */

  .loan-grid {
    grid-template-columns: 1fr;

    gap: 25px;
  }

  .loan-card {
    width: min(100%, 370px);

    min-height: 240px;

    margin: 0 auto;

    padding: 35px 50px;
  }

  /* BENEFITS */

  .benefits-grid {
    grid-template-columns: 1fr;

    gap: 15px;
  }

  /* TESTIMONIALS */

  .testimonial-grid {
    grid-template-columns: 1fr;

    gap: 25px;
  }

  .testimonial-body {
    min-height: 135px;
  }
}

/***    SMALL PHONES   ***/

@media (max-width: 450px) {
  .container {
    width: 92%;
  }

  .brand-name strong {
    font-size: 13px;
  }

  .hero-content {
    padding-top: 35px;

    padding-bottom: 35px;
  }

  .hero h1 {
    font-size: 33px;

    letter-spacing: 1px;
  }

  .hero p {
    font-size: 11px;
  }

  .hero-actions {
    flex-direction: column;

    align-items: flex-start;
  }

  .loan-card {
    min-height: 255px;
  }

  /*
    .footer-grid {
        grid-template-columns: 1fr;
    }*/
}

/* AUTOMATIC PROCESS SAFETY
   The loan steps are display-only.
   JavaScript changes the
   active step and matching image automatically.*/

.process-step {
  cursor: default;
  -webkit-user-select: none;
  user-select: none;
}

.process-image img {
  object-position: center center;
}

/*FINAL REQUESTED HERO CLEANUP
   The four feature cards are 
   intentionally removed.*/
.hero-features {
  display: none !important;
}

/* FINAL HEADER + HERO ALIGNMENT */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: 80px;
  z-index: 1000;
}

.hero {
  margin-top: 80px;
  min-height: 565px;
}

/*
   HERO IMAGE
   Subtly blurred and slightly darkened
    to match the reference.
*/
.hero-background {
  position: absolute;
  inset: -8px;
  background-image: url("assets/hero-background.jpeg");
  background-size: cover;
  background-position: center center;
  transform: scale(1.025);
  filter: blur(1px);
}

/*
   HERO OVERLAY
   The left side is slightly darker, just enough to make
   the white headline easy to read. It gradually becomes
   transparent toward the woman/right side so the image
   stays clear and natural.
*/
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(0, 0, 0, 0.7) 0%,
      rgba(0, 0, 0, 0.6) 20%,
      rgba(0, 0, 0, 0.38) 42%,
      rgba(0, 0, 0, 0.18) 68%,
      rgba(0, 0, 0, 0.08) 100%);
}

/* Slightly stronger readability 
   directly behind the text,
   without making the whole hero dark. */
.hero-copy {
  position: relative;
  z-index: 3;
  padding-top: 35px;
  padding-bottom: 35px;
}

.hero-content {
  min-height: 565px;
  align-items: center;
}

#home,
#about,
#contact,
#apply,
#services,
#how-it-works,
#testimonials #faqs {
  scroll-margin-top: 90px;
}

/* AUTOMATIC PROCESS
   JavaScript controls the active 
   step and matching image.*/

.process-step {
  cursor: default;
  -webkit-user-select: none;
  user-select: none;
}

.process-image {
  pointer-events: none;
}

.process-image.active {
  opacity: 1;
  visibility: visible;
  transform: scale(1);
}

@media (max-width: 450px) {
  .hero {
    margin-top: 70px;
  }
}


.process-step {
  cursor: pointer;
}

.process-step:focus-visible {
  outline: 2px solid #08a79f;
  outline-offset: 3px;
}

.testimonial-arrow:disabled {
  opacity: 1;
  cursor: pointer;
}

/* FINAL HERO ADJUSTMENT
   Slight blur + slightly darker left side */

.hero-background {
  filter: blur(1px);
}

.hero-overlay {
  background: linear-gradient(90deg,
      rgba(0, 0, 0, 0.7) 0%,
      rgba(0, 0, 0, 0.6) 20%,
      rgba(0, 0, 0, 0.38) 42%,
      rgba(0, 0, 0, 0.18) 68%,
      rgba(0, 0, 0, 0.08) 100%);
}

/* FINAL HERO VISUAL — MATCHED TO THE OLD DESIGN
   Uses the old dark-blue overlay 
   and the same image treatment.*/

/* Background image */
.hero-background {
  position: absolute;
  inset: -8px;
  background-image: url("assets/hero-background.jpeg");
  background-size: cover;
  background-position: center center;

  /* Subtle softness without making the image 
  noticeably blurry */
  transform: scale(1.025);
  filter: blur(1px);
}

/* Old design overlay — preserved exactly */
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg,
      rgba(5, 28, 37, 0.94) 0%,
      rgba(5, 28, 37, 0.84) 30%,
      rgba(5, 28, 37, 0.58) 58%,
      rgba(5, 28, 37, 0.66) 100%);
}

/* ==================================================================================
   ----------------------ABOUT PAGE--------------------------------------------------
====================================================================================== */

.about-container {
  width: 90%;
  max-width: 1200px;
  margin: 30px auto;
}

/* Utilities */
.text-primary {
  color: var(--primary-blue);
}

.text-accent {
  color: var(--secondary-blue);
}

.text-dark {
  color: var(--text-dark);
}

/***   HERO SECTION   ***/
.about-hero {
  position: relative;
  color: #fff;
  min-height: 565px;
  padding: 100px 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.about-hero::before {
  content: "";
  position: absolute;
  top: 0%;
  left: 0;
  width: 95%;
  height: 90%;
  background-image: url("assets/about-hero-bg.jpg");
  background-size: cover;
  background-position: center;
  filter: blur(10px);
  transform: scale(1.1);
  z-index: 1;
}

.about-hero h2 {
  font-size: 2.5rem;
  font-weight: 800;
  margin-bottom: 20px;
  text-align: center;
}

.section-header h2 {
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
  font-weight: 800;
  letter-spacing: -1.5px;
  color: #111c30;
  margin-bottom: 16px;
}

.section-header h2 span {
  color: #08a79f;
}


.about-hero-content {
  max-width: 650px;
  position: relative;
  z-index: 2;
}

.about-hero h1 {
  font-size: clamp(35px, 5vw, 50px);
  line-height: 1.3;
  font-weight: 800;
  text-transform: capitalize;
  margin-bottom: 4px;
}

.about-hero p {
  font-size: 18px;
  line-height: 1.45;
  max-width: 580px;
  margin: 30px 0;
}

.about-hero-btn {
  background: linear-gradient(to right, #01a9a1, #0f0f11e6);
  /* border-color: var(--secondary-blue);
  box-shadow: 0 0 5px var(--secondary-blue); */
  color: white;
  padding: 15px 20px;
  border-radius: 8px;
  font-weight: bold;
  white-space: nowrap;
  /* transition: background-color 0.2s ease; */
}

/***  Company Background Section  ***/

@keyframes gradientBG {
  0% {
    background-position: 0% 50%;
  }

  50% {
    background-position: 100% 50%;
  }

  100% {
    background-position: 0% 50%;
  }
}

.company-bg {
  background-color: #f8fafc;
  padding: 30px 0;
}

.company-bg-container {
  max-width: 1200px;
  width: 100%;
  margin-top: 30px;
  align-items: center;
  justify-content: center;
  padding: 0 2rem;
}

.section-header {
  text-align: center;
  color: var(--primary-blue);
  margin-bottom: 10px;
}

.section-header::after {
  content: "";
  display: block;
  width: 60px;
  height: 8px;
  background-color: var(--secondary-blue);
  margin: 12px auto 0 auto;
  border-radius: 10px;
}

.glass-panels-container {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 18px;
}

.glass-panel {
  flex: 1;
  border: 1px solid;
  border-radius: 24px;
  padding: 2rem;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  box-shadow: 0 1px 2px;
}

.panel-content h3 {
  color: black;
}

.panel-content p {
  font-size: 0.95rem;
  line-height: 1.6;
  opacity: 1;
}

/*MISSION & VISION / CORE VALUES*/

.mission-vision-section {
  margin-bottom: 20px;
  padding: 30px 60px;
}

.mission-vision-header h2 {
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
  font-weight: 800;
  letter-spacing: -1.5px;
  color: #111c30;
  margin-bottom: 16px;
}

.mission-vision-header h2 span {
  color: #08a79f;
}

.mission-vision-header h2::after,
.values-header h2::after {
  content: "";
  display: block;
  width: 60px;
  height: 8px;
  background-color: var(--secondary-blue);
  margin: 12px auto 0 auto;
  border-radius: 10px;
  margin-bottom: 34px;
}

.values-section {
  background-color: #f3f9f8;
  padding: 20px 0 30px;
}

.mission-vision-grid,
.values-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}

.mission-vision-card,
.values-card {
  border: 1px solid;
  padding: 20px 30px;
  border-radius: 12px;
  text-align: center;
  box-shadow: 0 1px 2px;
}

.mission-vision-grid h3 {
  margin-bottom: 30px;
}

.values-header h2 {
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
  font-weight: 800;
  letter-spacing: -1.5px;
  color: #111c30;
  margin-bottom: 16px;
}

.values-header h2 span {
  color: #08a79f;
}


.values-card-icon img {
  width: 50px;
  margin-bottom: 10px;
  display: inline;
}

.values-header,
.mission-vision-header {
  color: var(--primary-blue);
  text-align: center;
}

.mission-vision-header p {
  letter-spacing: 5px;
  padding-top: 5px;
}

.values-section p,
.mission-vision-section p {
  font-size: 1.3rem;
  line-height: 2rem;
  color: #333;
  margin-bottom: 30px;
}




/***   MEDIA QUERIES  ***/

@media (max-width: 1023px) {

  .mission-vision-card h3,
  .values-card h3 {
    color: var(--secondary-blue);
  }
}

/* Mobile Landscape (481px to 767px) */
@media (min-width: 481px) {
  .about-hero-container h1 {
    font-size: 2.8rem;
  }

  .values-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 600px) {
  .mission-vision-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .glass-panels-container {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .values-card {
    border-radius: 100px;
  }
}

/* Tablets (768px to 1023px) */
@media (min-width: 768px) {
  .about-hero-container h1 {
    font-size: 3.8rem;
    letter-spacing: 2px;
  }

  .company-bg-container p,
  .mv-container p,
  .cv-container p {
    font-size: 1.2rem;
  }

  .mission-vision-card {
    border-radius: 100px;
  }

  h2 {
    font-size: 2.5rem;
  }

  .about-hero-container p {
    font-size: 1.5rem;
  }
}

@media (max-width: 1024px) {
  .glass-panel h3 {
    color: var(--secondary-blue);
  }

  .glass-panel p {
    color: black;
  }
}

/* Laptops & Desktops (1024px to 1439px) */
@media (min-width: 1024px) {
  .navbar__toggle {
    display: none;
  }

  .navbar__menu {
    position: static;
    transform: translateY(0);
    flex-direction: row;
    width: auto;
    background: transparent;
    box-shadow: none;
    padding: 0;
  }

  .navbar__list {
    flex-direction: row;
    margin-bottom: 0;
    margin-right: 30px;
  }

  .about-hero-container h1 {
    font-size: 4rem;
    font-weight: 800;
    letter-spacing: 3px;
  }

  .about-hero-btn:hover {
    transform: scale(1.05);
    transition: transform 0.3s ease;
  }

  .glass-panels-container {
    flex-direction: row;
  }

  .panel-content h3 {
    white-space: nowrap;
  }

  .panel-content p {
    opacity: 1;
    transform: translateY(0);
    max-height: 300px;
  }

  .panel-content h3 {
    padding-bottom: 10px;
    font-size: 28px;
  }

  .mv-container p {
    font-size: 1.5rem;
  }

  /* .mission-vision-card:hover, */
  .values-card:hover {
    color: var(--secondary-blue);
    transform: translateY(-5px);
    box-shadow: 0 1px 1px var(--secondary-blue);
    cursor: pointer;
    transition:
      transform 0.2s ease,
      box-shadow 0.2s ease;
  }

  .mission-vision-grid h3 {
    font-size: 30px;
  }

  h3 {
    font-size: 20px;
  }
}

/* Large Monitors (1440px+) */
@media (min-width: 1440px) {
  .about-container {
    max-width: 1350px;
  }

  .about-hero {
    padding: 100px 0;
  }

  .about-hero-container h1 {
    font-size: 4.5rem;
    font-weight: 800;
    letter-spacing: 3px;
  }
}

@media (min-width: 1280px) {
  .values-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .mission-vision-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .glass-panels-container {
    grid-template-columns: repeat(3, 1fr);
  }
}

/* ==================================================================================
   -----------------------CONTACT US PAGE-------------------------
====================================================================================== */
.contact-body {
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  padding-top: 80px;
}

.contact-container {
  width: min(1140px, calc(100% - 48px));
  margin-inline: auto;
}

.contact-hero {
  position: relative;
  margin-top: 24px;
  min-height: 360px;
  border-radius: 3px;
  background: url("https://images.pexels.com/photos/5847340/pexels-photo-5847340.jpeg?auto=compress&cs=tinysrgb&w=1600") center / cover no-repeat;
  display: grid;
  place-items: center;
  text-align: center;
  color: white;
  overflow: hidden;
  width: min(1140px, calc(100% - 48px));
  margin-inline: auto;
}

.hero__overlay {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 20%,
      rgba(8, 170, 168, 0.55),
      transparent 45%),
    linear-gradient(115deg,
      rgba(0, 50, 50, 0.88) 0%,
      rgba(6, 15, 15, 0.88) 100%);
}

.hero__content {
  position: relative;
  z-index: 1;
  padding: 20px;
}

.contact-hero h1 {
  font-family: "Playfair Display", Georgia, serif;
  font-size: clamp(3.4rem, 7vw, 5.8rem);
  font-weight: 500;
  letter-spacing: 0.12em;
}

.eyebrow {
  font-size: 12px;
  letter-spacing: 0.25em;
  opacity: 0.8;
  margin-bottom: 8px;
}

.hero-phone {
  margin-top: 18px;
  font-size: 1.35rem;
  letter-spacing: 0.14em;
}

.info-section,
.location-section,
.message-section,
.faq-section {
  padding-top: 88px;
}

.info-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
  margin-bottom: 52px;
}

.info-card {
  background: var(--white);
  border: 1px solid var(--teal);
  border-radius: 9px;
  overflow: hidden;
  box-shadow: var(--shadow);
  transition:
    transform 0.3s ease,
    box-shadow 0.3s ease;
  will-change: transform;
}

/* .info-card:hover {
  transform: translateY(-10px) scale(1.02);
  box-shadow: 0 20px 40px rgba(0, 60, 65, 0.18);
} */

.card-heading {
  padding: 16px 20px;
  color: white;
  text-align: center;
  font-size: 1.25rem;
  font-weight: 800;
  letter-spacing: 0.06em;
  background: linear-gradient(100deg, var(--teal), var(--teal-dark));
}

.card-body {
  padding: 28px;
  text-align: center;
  min-height: 165px;
}

.card-body h3 {
  margin-bottom: 20px;
  font-size: 1.05rem;
}

.card-body p+p {
  margin-top: 20px;
}

.support strong {
  font-size: 1.02rem;
}

.support a:hover {
  color: var(--blue);
  text-decoration: underline;
}

.section-title {
  text-align: center;
  margin-bottom: 28px;
}

.section-title span,
.faq-heading {
  font-size: clamp(1.8rem, 4vw, 2.7rem);
  font-weight: 800;
  background: linear-gradient(90deg, var(--teal), var(--blue));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hours-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.hour-card {
  min-height: 118px;
  border-radius: 10px;
  background: linear-gradient(115deg, #079f9d, #293a3b);
  color: white;
  padding: 25px 18px;
  text-align: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.hour-card strong {
  font-size: 1.08rem;
  letter-spacing: 0.04em;
}

.hour-card span {
  margin-top: 2px;
  font-size: 1rem;
}

.map-card {
  background: white;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.map-card iframe {
  display: block;
  width: 100%;
  height: 390px;
  border: 0;
}

.map-link {
  display: block;
  padding: 14px 20px;
  text-align: center;
  color: var(--blue);
  font-weight: 700;
}

.message-section {
  width: min(820px, calc(100% - 48px));
}

.message-section form {
  background: transparent;
}

.form-group {
  margin-bottom: 22px;
}

label {
  display: block;
  margin-bottom: 8px;
  font-weight: 600;
}

input,
textarea {
  width: 100%;
  border: 1.5px solid var(--teal);
  border-radius: 7px;
  padding: 15px 16px;
  font: inherit;
  background: #eef2f2;
  outline: none;
  transition:
    box-shadow 0.2s,
    border-color 0.2s,
    background 0.2s;
}

input:focus,
textarea:focus {
  border-color: var(--blue);
  background: white;
  box-shadow: 0 0 0 4px rgba(11, 79, 145, 0.08);
}

input.invalid,
textarea.invalid {
  border-color: #d92d20;
}

textarea {
  resize: vertical;
  min-height: 160px;
}

.error {
  display: block;
  min-height: 20px;
  margin-top: 5px;
  color: #b42318;
  font-size: 0.84rem;
}

.submit-btn {
  width: 100%;
  border: 0;
  border-radius: 8px;
  padding: 15px 20px;
  color: white;
  background: linear-gradient(100deg, var(--teal), var(--blue));
  font: inherit;
  font-weight: 800;
  cursor: pointer;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
}

.submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 22px rgba(11, 79, 145, 0.18);
}

.form-note {
  margin-top: 10px;
  color: var(--muted);
  text-align: center;
  font-size: 0.84rem;
}

.success-message {
  margin-top: 14px;
  color: #067647;
  text-align: center;
  font-weight: 700;
}

.faq-section {
  padding-bottom: 95px;
}

.faq-heading {
  text-align: center;
}

.faq-intro {
  margin: 8px 0 24px;
  color: var(--muted);
  text-align: center;
}

.faq-list {
  display: grid;
  gap: 10px;
}

details {
  background: white;
  border-left: 7px solid var(--teal);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.035);
}

summary {
  cursor: pointer;
  list-style: none;
  padding: 19px 22px;
  font-weight: 600;
  position: relative;
  padding-right: 55px;
}

summary::-webkit-details-marker {
  display: none;
}

summary::after {
  content: "+";
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  width: 25px;
  height: 25px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: white;
  background: var(--teal);
  font-size: 18px;
}

details[open] summary::after {
  content: "−";
}

details p {
  padding: 0 22px 20px;
  color: var(--muted);
}

@media (max-width: 850px) {

  .info-grid,
  .hours-grid {
    grid-template-columns: 1fr;
  }

  .policy nav ul {
    justify-content: center;
    flex-wrap: wrap;
  }
}

@media (max-width: 600px) {

  .contact-container,
  .message-section {
    width: min(100% - 28px, 1140px);
  }

  .contact-hero {
    margin-top: 16px;
    min-height: 260px;
    width: min(100% - 28px, 1140px);
  }

  .contact-hero h1 {
    font-size: 3rem;
  }

  .info-section,
  .location-section,
  .message-section,
  .faq-section {
    padding-top: 58px;
  }

  .map-card iframe {
    height: 300px;
  }
}

/* ============================ ****FOOTER  ****==================================
======================================================================================== */
#footer,
#footer-placeholder {
  background-color: #0a192f;
  color: #fff;
  padding: 0px 2%;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 40px 15px;
  margin-bottom: 30px;
  padding: 40px 0;
}

.footer-grid h3 {
  color: var(--secondary-blue);
}

.footer_location {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-transform: capitalize;
  font-size: 0.75rem;
  line-height: 1.5;
  margin-top: 10px;
}

.phone {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  width: fit-content;
  color: var(--secondary-blue);
  text-decoration: none;
  font-size: 16px;
  font-weight: 700;
  margin-top: 15px;
}

.phone:hover {
  color: white;
  transition:
    transform 0.3s ease,
    color 0.3s ease;
  cursor: pointer;
}

.call-icon {
  width: 30px !important;
  height: 30px !important;
  max-width: 30px !important;
  max-height: 30px !important;
  min-width: 30px;
  min-height: 30px;
  object-fit: contain;
  object-position: center;
  display: block;
  flex: 0 0 28px;
  /* margin-top: 5px; */
}

.call-icon:hover {
  transition:
    transform 0.3s ease,
    color 0.3s ease;
  padding: 2px 0;
  cursor: pointer;
}

/***         Quick Links      ***/
footer nav ul {
  list-style-type: none;
  display: flex;
  flex-direction: column;
  justify-content: space-evenly;
  line-height: 1.7;
  font-size: small;
}

footer nav ul li {
  transition:
    transform 0.3s ease,
    color 0.3s ease;
  padding: 2px 0;
}

footer nav ul li:hover {
  transform: scale(1.03);
  color: var(--secondary-blue);
}

/***          Contact Us          ***/
.contact-section a {
  color: var(--secondary-blue);
  text-decoration: none;
  font-size: 15px;
  line-height: 1.2;
  margin-bottom: 15px;
  letter-spacing: 1.5px;
}

.contact-section a:hover {
  color: grey;
}

.contact-section h4 {
  font-size: 0.8em;
  font-weight: 600;
  line-height: 1.5;
  margin-top: 10px;
}

footer h2 {
  font-size: 24px;
  color: #fff
}

footer h3 {
  font-size: 18px;
  font-weight: bold;
  margin-bottom: 20px;
}

footer h3 {
  line-height: 1.5;
  margin-bottom: 10px;
}

footer h4 {
  font-size: 0.8em;
  font-weight: 600;
  line-height: 1.5;
}

/***      Join Our Newsletter      ***/
.newsletter-col {
  position: relative;
  width: 100%;
}

.newsletter-col input::placeholder {
  color: #97b5d0;
  font-size: 0.75rem;
}

input {
  font-family: inherit;
}

footer input {
  height: 35px;
  border-radius: 52px;
  width: 100%;
  padding: 8px 100px 8px 16px;
  font-size: 0.75rem;
  display: flex;
  border: solid 1px #ccc;
}

footer input:focus {
  outline: none;
  border-color: var(--secondary-blue);
  box-shadow: 0 0 5px var(--primary-blue);
}

footer button {
  position: absolute;
  top: 37px;
  right: -0.5px;
  display: flex;
  height: 35px;
  border-radius: 50px;
  align-items: center;
  font-size: 0.75em;
  padding: 0 16px;
  background-color: #01a9a1;
  border: none;
  color: #fff;
  cursor: pointer;
  background: linear-gradient(to right, #01a9a1, #0f0f11e6);
}

/***          Follow Us        ***/
.follow-us {
  margin-top: 20px;
  font-size: 22px;
  margin-top: 32px;
  margin-bottom: 0;
}

.socials,
.call {
  display: flex;
  flex-direction: row;
  align-items: baseline;
  gap: 20px;
  margin: 0;
}

.social-icons i {
  font-size: 27px;
  margin-right: 15px;
  color: var(--secondary-blue);
  transition: color 0.3s ease;
}

.social-icons a:hover i {
  color: white;
  transform: scale(1.05);
  transition: transform 0.3s ease;
}

/***    footer buttom / copyright section   ***/

.footer__bottom {
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  margin-top: 20px;
  padding: 18px 0.5%;
  align-items: center;
  font-size: 0.85em;
  border-top: 1.5px solid rgba(216, 216, 216, 0.1);
}

.policy nav ul {
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  gap: 14px;
}

@media (max-width: 768px) {
  .footer__bottom {
    flex-direction: column;
    gap: 10px;
    text-align: center;
  }

  .policy nav ul {
    flex-direction: column;
    align-items: center;
    gap: 8px;
  }
}